BORROW

INVEST

Access consumer credit

Unlock a new asset. Invest in people.

Start Investing

Competitive Returns

A fixed-income alternative, with historical returns of 3–8% per year.¹

Invest with Purpose

Invest while building brighter futures for personal loan borrowers.

Portfolio Diversifier

99% of portfolios with 100+ Notes have seen positive returns.²

Discover a new way to invest

Historically, only banks and large institutions could invest in consumer credit. With Broadlandsfincorp Financing, you can get new access to an asset class that institutions have enjoyed for decades, diversify your portfolio, and potentially earn competitive returns.

One loan

Notes are assets that correspond to fractions of loans, in amounts as low as $25

Many notes

Diversify your Broadlandsfincorp Financing portfolio by purchasing Notes that correspond to different loans and borrowers

Your notes

How investing works

Here’s how to get started with Broadlandsfincorp Financing.

1. Open an account

Opening an account is quick and easy. Choose from a regular investment account or a retirement account.

2. Pick a strategy

Automate investments based on a pre-selected strategy, or browse loans and purchase Notes

manually.

3. Fund the account

Link a bank account and transfer as little as $1,000 to a Broadlandsfincorp Financing account by ACH, wire, or check. We deposit investment earnings back into the same bank account.

Account options

Broadlandsfincorp Financing offers multiple account options for investors.

Individual accounts Retirement accounts Other investment accounts

Individual accounts

Get started as an investor with a standard individual investment account. This is our most popular account type.

Open an Individual Account

Retirement Accounts³

Traditional IRA

Investors can make tax-deductible contributions up to the statutory contribution limit with a Traditional IRA. Investments can grow tax-free and are taxed upon distribution. Plus, for many investors, we’ll cover the annual fees.

Roth IRA

Roth IRAs can offer tax-free growth and distributions, but the contributions to a Roth IRA are not tax-deductible. There is no minimum distribution required for investors over the age of 70 1/2.

401(k) Rollover

Open a Broadlandsfincorp Financing IRA by transferring funds from a retirement plan established with a previous employer, such as a 401(k) or a 403(b). Our preferred custodian, IRA Services Trust Co. (ISTC) ⁴, offers a fast and easy rollover service.

Open a Retirement Account

Other investment account options

Joint account

Investors can open an account with a spouse, partner, or anyone with whom they have joint investment goals.

Trust account

Investors can open an account for a trust, which is owned by the trust with the trustee(s) exercising control of the account.

Corporate account

Corporations and businesses interested in investing through Broadlandsfincorp Financing can appoint a designated representative to manage a portfolio on their behalf.

Custodial/minor account

Guardians and custodians interested in establishing accounts for minors can take advantage of Broadlandsfincorp Financing's options for Uniform Transfers to Minors Act (UTMA) and Uniform Gifts to Minors Act (UGMA) accounts.

For these account types, email Investor Services to get started.

Are you a Financial Advisor? Learn more about how you can add consumer credit to your clients’ portfolios.

Are you an Institutional Investor or a Bank?Learn more about our partnership opportunities.

Checking your rate generates a soft credit inquiry, which is visible only to you. A hard credit inquiry that may affect your credit score only appears when your loan is issued.

Broadlandsfincorp Financing Notes are not FDIC insured • not guaranteed • may lose value

Broadlandsfincorp Financing Member Payment Dependent Notes (Notes) are offered by prospectus. Investors should review the risks and uncertainties described in the prospectus carefully prior to investing. Historical performance is not a guarantee of future results and investors may lose some or all of the principal invested. Broadlandsfincorp Financing does not provide investment, tax, or legal advice. You should consult your legal, tax, and/or investment professional prior to making any financial or investment decision. While returns are dependent upon borrower payments of principal and interest, Note holders do not have a security interest in the corresponding loans or loan proceeds. Notes are unsecured obligations of Broadlandsfincorp Financing. Returns may be impacted by, among other things, the number and attributes of Notes owned, as well as macroeconomic and other conditions.